Is life insurance on your "to-do later"

𝐏𝐞𝐫𝐜𝐞𝐢𝐯𝐞𝐝 𝐇𝐢𝐠𝐡 𝐂𝐨𝐬𝐭𝐬:  Many people believe life insurance is too expensive, not realising there are affordable options available to suit various budgets. At Whiteoak Mortgages, we use a panel of selected providers to find you the right balance of cost and cover.

𝐂𝐨𝐦𝐩𝐥𝐞𝐱𝐢𝐭𝐲 𝐚𝐧𝐝 𝐂𝐨𝐧𝐟𝐮𝐬𝐢𝐨𝐧: The variety of policies and jargon can be overwhelming, leading to confusion and a reluctance to commit. That's where we come in. We communicate in plain, jargon-free English, making it easy for you to understand.

𝐏𝐫𝐨𝐜𝐫𝐚𝐬𝐭𝐢𝐧𝐚𝐭𝐢𝐨𝐧: Life insurance is often put off with the mindset of "I'll do it later," especially among younger, healthier individuals who don't see the immediate need. We help clients understand the importance of discussing their needs now, rather than risking delays.

𝐌𝐢𝐬𝐜𝐨𝐧𝐜𝐞𝐩𝐭𝐢𝐨𝐧𝐬 𝐀𝐛𝐨𝐮𝐭 𝐍𝐞𝐞𝐝:  Some individuals think they don't need life insurance, especially if they are single, childless, or have savings, underestimating the financial impact on loved ones in the event of their death. We guide clients through this scenario, highlighting how the right cover can ease the burden on loved ones.

𝐔𝐧𝐝𝐞𝐫𝐞𝐬𝐭𝐢𝐦𝐚𝐭𝐢𝐧𝐠 𝐭𝐡𝐞 𝐑𝐢𝐬𝐤: Many people feel invincible, not considering the unexpected events that could occur, leading to a false sense of security. We tactfully challenge this belief, using official statistics to explain the potential problems left for others to deal with if no cover is in place.

𝐃𝐢𝐬𝐭𝐫𝐮𝐬𝐭 𝐢𝐧 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐂𝐨𝐦𝐩𝐚𝐧𝐢𝐞𝐬: Past experiences or negative perceptions about the insurance industry can cause hesitation, with worries about claims being honoured or hidden clauses. We only use DEFAQTO 5-star rated providers and can discuss these providers' claim figures to reassure you. You may well be pleasantly surprised!

At Whiteoak Mortgages, we’re here to simplify the process, provide clarity, and find the right policy for your needs and budget. Let’s ensure you and your loved ones are protected. Get in touch with us today!