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Expert Mortgage Advice

Expert Mortgage Advice

See all the latest expert advice on all things mortgage related from the team here at Whiteoak Mortgages

Help to Buy Equity Loans Explained

This is a loan from the government that you put towards the cost of buying a newly built home. You can borrow a minimum of 5% and up to a maximum of 20% (40% in London) of the full purchase price of a new-build home.

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Top 10 tips for saving money

Looking to save the pennies wherever possible?

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Have you heard... We won!

Welcome to Whiteoak Mortgages Ltd, an award-winning, Worcester based company specialising in Mortgage and Protection advice. We are a family owned business, with a team of fully qualified Mortgage & Protection Advisers, and we would be delighted to find you a competitive deal on your new or remortgage. We are also able to offer expert advice on many other types of mortgage schemes available today, like fixed equity, help to buy, shared ownership etc. If you are a landlord, why not ensure you are making the most out of your properties and portfolio by reviewing your buy to let mortgages to ensure you are on a competitive rate. We can also arrange a quotation or review on your Life, Critical illness and Income Protection Insurance position, as well as your Buildings and Contents Insurance. For insurance business we offer products from a choice of insurers.

It’s often said that buying a home is the single biggest purchase you will make in your lifetime. It can also be the most stressful. How can you be sure you have the most suitable mortgage to suit your needs? Where do you start with all the paperwork? This is where we can help, with access to over 12000 competitive mortgage products from 90 lenders. We will work hard to match you to the most appropriate mortgage that suits your personal situation. We will then do all the paperwork, including the full application and chase it through to completion, leaving you more time to concentrate on other things.

Life Insurance & Income Protection are often overlooked or not prioritised. At Whiteoak Mortgages, we believe matching you with a competitive mortgage deal is only half the job. Equally important is to make sure you are best protected to KEEP you in your home! It’s so important to ensure you financially protect yourself and your loved ones in the event of the worst happening. We can put all this in place for you using our panel of carefully selected, Defaqto 5* rated providers, giving you peace of mind for your future and that of your family.

We can also look at your building and contents insurance for you, finding you a great deal using our selected panel of well-known insurance providers.

All our insurance products are 5* Defaqto rated. For more information on what that means for you, take a look at www.defaqto.com

If you need the services of a solicitor with your transaction, again, we can help you. With access to a panel of solicitors we can get you a full quotation in minutes.  

We can meet with you at a time convenient to you, at our office, in the comfort of your own home, on the phone or even by video call if preferred. And the best thing is our initial meetings won't cost you a penny. At our first meeting, we will carry out a full fact find to gather all the information we need. We then go away and research all the options available based on your unique position and requirements. We will then meet up again with you and present our recommendations to you. Only if you decide you want us to apply for a mortgage will you pay an application fee. We do not charge a fee for protection advice. So whether you want Mortgage Advice, Life Insurance advice, Buildings & Contents Insurance advice, or all three, Whiteoak Mortgages would be delighted to help.

Please contact us on 01905 419914, email us using info@whiteoakmortgages.co.uk or use the Contact Us page to make an appointment.

We look forward to meeting with you.

The Whiteoak Team

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Because we play by the book we want to tell you that…

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.

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